Dental prices in New Zealand: Your guide to the costs of oral health treatment

Why is dental care important?

Taking care of your teeth and gums is a positive way to boost self-esteem and dental longevity while helping you avoid dental issues that cause pain, infections, and multiple trips to the dentist.

Alarmingly, the 2009 NZ Oral Health Survey revealed that one in three adults had untreated tooth decay, and a similar proportion exhibited early signs of gum disease. Furthermore, 15% were found to have moderate to severe gum disease. Even as one of New Zealand’s most preventable and common diseases, it seems tooth decay is on the rise.

Dental costs in New Zealand

When budgeting for oral health care, it helps to know the costs. Below is a table outlining common dental treatments and their estimated costs in New Zealand.

2. Everyday plans

Everyday insurance plans can help cover partial costs of your dental treatments, up to a set annual limit. However, these plans cannot cover major medical costs, such as oral surgeries or other expensive private hospital treatments.

3. ACC

If you require dental treatment due to an accident, sports injury, or complication from a medical or dental procedure, the Accident Compensation Corporation (ACC) may help cover part of the costs.

4. Free dental service in NZ

Basic dental care services are free for children and teenagers up to their 18th birthday.

Kids, teens, and adults who need hospital dental services can choose to go through the public health system when referred by an oral health professional. However, this option may have long waiting times.

5. WINZ dental benefits

If you’re on a low income or receiving government benefits, Work and Income New Zealand (WINZ) can help cover emergency dental costs.

6. Pay later options and payment plans

Many private dental practices in New Zealand offer flexible ‘pay later’ options and payment plans, allowing you to spread the cost of treatment over time.

RECOMMENDED READINGS

A guide to dental insurance in New Zealand

Long waiting lists in NZ's public health system: Causes and impacts on patients

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^{Disclaimer: This article is for general information only. Nothing in this blog or on this website is intended as medical, dietary, or financial advice. Although we aim to update our content regularly, you are advised to consult a Policywise adviser, health professional, or an appropriate specialist before acting on any information herein. They can factor in your personal circumstances or preferences and help guide your decision-making process.}